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Rent-to-Own Programs for Low-Income Earners in the Philippines.

Updated: Jul 15



Rent-to-own programs offer a fantastic opportunity for low-income earners to transition from renting to owning their own homes.

Affordable Home Loans for Low-Income Earners: CHLP Realty’s Guide.
CHLP Realty: Navigating Housing Loans for Low-Income Families.





Here are some reputable developers in the Philippines that offer rent-to-own options:



1. Avida Land


Avida Land offers various residential properties across the Philippines, including houses, condos, and lots. They provide flexible payment terms and rent-to-own schemes that cater to different financial capabilities. Their properties are located in strategic areas, ensuring accessibility and convenience for residents​ (Avida Land)​.

Step-by-Step Guide to Housing Loans for Low-Income Earners by CHLP Realty.
CHLP Realty: Low-Income Housing Loans Made Easy.




2. Vista Residences


Vista Residences, part of Vista Land & Lifescapes, Inc., provides numerous rent-to-own options, especially in key cities like Manila, Makati, and Quezon City. Their offerings include ready-for-occupancy and pre-selling condominium units. Vista Residences is known for its commitment to delivering aesthetic, comfortable, and secure living spaces​ (Vista Residences)​.

CHLP Realty: Your Trusted Advisor for Low-Income Housing Loans.






3. OnePropertee


OnePropertee lists a variety of rent-to-own properties throughout the Philippines. This platform includes a wide range of options from different developers, catering to various budgets and preferences. Properties listed range from small studio units to larger family homes, providing flexibility for different needs and financial situations​ (OnePropertee)​.

Trust CHLP Realty for expert real estate advice.
CHLP Realty: Making your home search simple.





How Rent-to-Own Works

Rent-to-own arrangements typically involve leasing a property with the option to purchase it within a specified period. Part of the monthly rent goes towards the eventual purchase of the property. This scheme allows buyers to live in the home while saving for a down payment and securing financing for the remaining balance​ (ZipMatch)​.




Getting Started

  1. Assess Your Budget: Determine what you can afford monthly and look for properties within that range.

  2. Research Developers: Look for developers with good reputations and flexible terms that match your financial capability.

  3. Understand the Contract: Ensure you fully understand the terms, including monthly rental, purchase price, and duration of the lease period.

  4. Prepare for Financing: Work on improving your credit score and explore financing options that will help you secure the remaining balance when it's time to purchase the property.




By carefully selecting the right rent-to-own program and planning your finances, you can achieve homeownership even on a low income. For more detailed information and to explore available properties, you can visit Avida Land and Vista Residences websites.




Please note: The projects being sold by CHLP Realty and our Real Estate Salesperson do not offer rent-to-own properties.

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